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Health Care Flexible Spending Account

Medical Mutual FlexSave


Many health care expenses that your medical, dental and vision plans do not pay can be reimbursed through a Health care Flexible Spending Account (HCFSA). Some eligible expenses under the HCFSA include: deductibles and co-payments under your medical and dental plans; orthodontia expenses; eyeglass and contact lenses expenses in excess of the vision plan coverage; routine physical examinations, etc.

Keep in mind, only expenses that have not been paid by your medical, dental or vision plan, or any other medical, dental or vision plan, are eligible under the HCFSA.

Submitting Claims: When you have an eligible bill (for example, a bill for an eye exam and contact lenses in excess of what is covered by your vision plan), you are able to access the funds in your account in three different ways:

  1. Use the FlexSave "MyTakeCarePlan" debit card to pay for the services.

  2. Pay for the expenses out-of-pocket and then submit a Medical Mutual FSA claim form with proof of payment to Medical Mutual FlexSave to receive reimbursement.

  3. Use the on-line bill payment system available at: