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Signing Your MPN - Student

Undergraduate and Graduate Students

Electronic Master Promissory Note (eMPN)
This information will guide you through the three-step process to accept your Direct Loan award, complete Entrance Loan Counseling and sign the Master Promissory Note (MPN). Please note that all three steps must be completed in order for your loan funds to credit to your student account. You must also meet all compliance requirements such as Standards of Academic Progress and have met all other federal, state, and institutional requirements.
Click here to view the Frequently Asked Questions.

Entrance Loan Counseling - If this is your first academic year at Kent State (including transfer students), you are required to complete Entrance Loan Counseling- complete Step #2 below. If you attended Kent State University in a previous academic year and borrowed a Federal Direct Loan, you are exempt from the Entrance Counseling requirement.

Electronic Master Promissory Note (eMPN) - if you signed the Federal Direct Loan eMPN (either the electronic or paper version) in a previous year and that promissory note is currently valid, you are not required to sign again. The eMPN is a promissory note that can be used to borrow one or more Direct Loans for one or more academic years (up to 10 years) – complete Step #3 below.


Step #1 LOAN ACCEPTANCE - Your Direct Loan has been awarded in the Offered status. In order for your funds to credit to your student account, you must Accept the Direct Loan award. Access your FlashLine account at - Click on the My Account tab, in the Financial Aid box, click on "Financial Aid Awards - view, accept, or decline" link. Select Aid Year and submit. Under the Accept Award Offer tab, you have the option to reduce, decline, or accept your Direct Loan award. Once you submit your decision, you will not be able to change it. You must contact the Student Financial Aid Office if you need to make a change.

Note: You will need your Department of Education Personal Identification Number (PIN) to complete both of the steps outlined below. This is the same PIN that you utilize to sign your Free Application for Federal Student Aid (FAFSA). If you do not know your PIN, visit the PIN website at

Step #2 ENTRANCE LOAN COUNSELING - Entrance Counseling will help you understand your Direct Loan. To complete the entrance counseling tutorial and quiz, access the Department of Education website at You must use your Department of Education PIN to sign in on this Web site.
Step #3 ELECTRONICALLY SIGN YOUR PROMISSORY NOTE - To electronically sign, you must access the Department of Education website at The signature process is completed once you can view the screen that indicates SUCCESS! Now Print Your MPN. This screen will appear after you have completed all the steps for eMPN signing

Your Electronic Master Promissory Note will be automatically forwarded to the Student Financial Aid Office from Direct Loans within 5-7 business days from date of signing.

Click here for Frequently Asked Questions

Student Financial Aid - Kent State University
Telephone: (330) 672-2972
FAX: (330) 672-4014
Mailing Address: PO Box 5190
Kent, Ohio 44242-0001
Location: 103 Schwartz Center