Dr. John Abraham is Adjunct Professor in Finance and is President of his own firm, Financial Analytics, Ltd. His firm is actively engaged in developing leading edge risk management software solutions and provides related consulting services to financial institutions. John received his Ph.D. in Finance from the University of Georgia. Upon completion of his doctorate he joined Kent State University as full-time faculty member in the Finance Department. During that time he taught in the Executive MBA Program and received the Outstanding Teacher award. He left Kent State and joined Key Corporation as a Vice President and Director where he had responsibilities for introducing and implementing leading edge technologies in banking. Dr. Abraham is now actively involved in his own firm and has national and international clients.